Biz@Bandhan Corporate Internet Banking

Biz@Bandhan is the dedicated internet banking platform designed specifically for corporate and institutional customers of Bandhan Bank. Built on a secure, highperformance architecture, the solution enables businesses of all sizes to manage their cash, payments, and treasury functions 247 from any webenabled device.

Why Choose Biz@Bandhan?

• Comprehensive suite of services From bulk payments and fund transfers to detailed account statements and cashflow forecasting.
• Robust security Multifactor authentication, device fingerprinting, and endtoend encryption protect every transaction.
• Scalable architecture Supports high transaction volumes, making it suitable for SMEs as well as large enterprises.
• Realtime visibility Instant access to balances, transaction status, and analytics dashboards.
• Seamless integration Open APIs enable connectivity with ERP, accounting, and treasury management systems.

Core Features

1. Account Management

Corporate users can view and manage multiple accounts (current, savings, term deposits, and loan accounts) from a single dashboard. Features include:

• Realtime balance inquiry across all linked accounts.
• Downloadable statements in PDF, CSV, or Excel formats.
• Customizable alerts for low balances, large transactions, or due dates.

2. Payments & Collections

Biz@Bandhan supports an extensive range of payment types:

• NEFT/RTGS/IMPS Immediate or scheduled fund transfers.
• UPI for corporates Fast, QRbased transfers using corporate UPI handles.
• Bulk Payments Upload up to 10,000 payment instructions via Excel or XML.
• Direct Debit & Autodebit Set up recurring collections for utilities, vendor payments, and more.

3. Treasury & Liquidity Management

Advanced tools help treasurers optimise cash:

• Cashflow projection graphs based on historic transaction patterns.
• Inday liquidity monitoring with sweeping and pooling options.
• Investment of surplus funds in shortterm instruments directly from the portal.

4. Trade Finance

The platform integrates with Bandhans trade finance suite, allowing users to:

• Apply for letters of credit and bank guarantees online.
• Track documentary collections and status of shipments.
• Upload required documents securely for swift processing.

5. User Management & Controls

Corporate accounts often involve multiple stakeholders. Biz@Bandhan provides:

• Rolebased access define who can view, approve, or initiate transactions.
• Twolevel approval workflow for highvalue payments.
• Audit trails with timestamped logs for every action.

Security Framework

Getting Started

Onboarding a corporate client to Biz@Bandhan follows a simple threestep process:

1. Registration Submit the corporate KYC package through your relationship manager or upload it via the registration portal.
2. Verification & Activation Bandhans compliance team verifies documents; once approved, credentials are sent to the authorized signatories.
3. Setup & Training Users are added, roles assigned, and an optional training session is scheduled to familiarise teams with the interface.

Integration Options

Biz@Bandhans open APIs enable seamless data exchange with ERP systems such as SAP, Oracle, and Tally. Available API categories include:

• Account Information Services (AIS)
• Payment Initiation Services (PIS)
• Fund Confirmation & Reconciliation
• Trade Finance Request API

Developers can access comprehensive documentation, sandbox environments, and SDKs in Java, .NET, and Python on the Bandhan Developer Portal.

Support & Service Level

Dedicated corporate banking support is available 247 via phone, email, and live chat. Service Level Agreements (SLAs) include:

• Critical transaction resolution within 2hours.
• Technical issue acknowledgment within 15minutes.
• Monthly performance and usage reports emailed to the account admin.

Customer Success Stories

ABC Manufacturing Ltd. Reduced payment processing time by 70% after migrating 5,000 monthly vendor payments to Biz@Bandhans bulk payment module.

XYZ Logistics Pvt.Ltd. Integrated the platform with their ERP, enabling realtime cashflow visibility and eliminating manual reconciliations.

Future Roadmap

Bandhan Bank continuously enhances Biz@Bandhan. Upcoming features (expected Q42026) include:

• AIdriven fraud detection alerts.
• Voiceactivated transaction initiation via secure assistants.
• Crossborder payment gateway powered by SWIFT gpi.

How to Contact Your Relationship Manager

To initiate onboarding, request additional services, or discuss custom integration, reach out to the corporate relationship manager assigned to your account. You can also use the Corporate Contact Form for a quick response.

Biz@Bandhan empowers businesses to manage their finances with speed, security, and conveniencegiving you the confidence to focus on growth.